Pakistan’s growing economy sees a steady rise in insurance companies.

The Insurance Ordinance of 2000 and the Insurance Companies (Nationalization) Act of 1974 both govern this sector.

There are currently 34 registered insurance companies in Pakistan, and the Securities and Exchange Commission of Pakistan (SECP) supervises the insurance industry.

Life insurance, health insurance, auto insurance, and fire insurance are just a few of the items that these businesses provide.

Things You Should Know About Life Insurance companies Investing:

You cannot afford to invest in life insurance in the incorrect place because it is a long-term investment.

It’s crucial to pick an accredited and reliable provider when selecting a life insurance coverage.

In Pakistan, there are a few different insurance providers, but picking the best one might be challenging.

Your choice should take into account your needs and financial constraints as well as the legitimacy of the provider.

Prior to actually purchasing a policy or entering into any arrangement, it is crucial to research the insurance company’s track record.

Research is crucial and will undoubtedly be advantageous in the long run

Read the terms and conditions carefully before purchasing any insurance, whether it is for a vehicle or for personal or medical use.

Pakistan’s top five insurance companies, ranked on assets:

Depending on your needs and preferences, several insurance firms offer a variety of insurance.

As per assets, the top five insurance providers in Pakistan are:

• Jubilee Life Insurance
• EFU Life Insurance
• Adamjee Insurance Company
• Alfalah Insurance Company
• Pakistan’s State Life Insurance Company

Jubilee Life Insurance:

Jubilee began as a public limited company in 1995 and is currently one of Pakistan’s well-known insurance providers of various plans.

Via its brand, Jubilee wants to bring joy to its clients

The business provides numerous insurance plans, including those for marriage, children’s schooling, and family insurance.

Jubilee additionally offers personalize plans based on consumers’ objectives and finances.

To meet their customers’ needs, Jubilee provides a range of insurance packages.

They can provide you with either comprehensive coverage or something more specialize.

– The following insurance plans are available to Jubilee’s clients:

• Individual life insurance helps in your financial planning for your child’s necessities, such as his or her education, healthcare, and marriage.
• Bancassurance is your one-stop shop for all of your financial, insurance, and banking needs.
• Micro-insurance is a type of insurance build specifically to meet the needs of those who are less fortunate.
• Online insurance allows you to purchase a policy online.
• Business insurance is a type of insurance geared for businesses.
• Family takaful is an insurance contract that complies with Islamic law.

EFU Life Insurance:

Throughout 1992, EFU has offered the best-value goods and services in Pakistan as the nation’s first private life insurance firm, making it a key player in the insurance sector of the nation.

They make it possible for you to lead a stress-free existence by taking care of the financial obligations associate with your life, family, and kids.

In Pakistan, EFU is among the most reputable and established insurance providers.

With a financial foundation and capital of over $1 billion, it is also one of the largest.

With a long history that dates back to 1932, the company is known for its top-notch customer service and for being among the best insurers in the nation.

– EFU provides a variety of important products, such as:

• Unit-related Products
• Severe illness Products
• Education Planning Product
• Inflation Prevention Advantage
• Pension Schemes

EFU offers its customers a wide range of high-quality items

EFU Life Plant is a mobile application that the business also provides, and you can easily track your data and information using this software.

The first life insurance company in Pakistan with an ISO certification is EFU Life Insurance.

Adamjee Insurance Company:

One of Pakistan’s biggest private general insurance businesses is Adamjee Insurance Company.

AICL is a well-known brand on a global scale, with operations in countries along with the United Arab Emirates.

It was establish in Pakistan on February 20 and begin operations on April 1 of that same year.

Almost 3,000 people work for the organization, which also has over 500 offices across the country.

The company provides a variety of insurance products, such as travel, vehicle, fire, and marine insurance.

Also, a variety of health insurance plans are available, such as family and group health insurance.

The business engages in the following types of business:

• Engineering insurance
• Fire & property insurance
• Health insurance
• Marine insurance
• Motor insurance
• Travel insurance
• Agriculture insurance
• Miscellaneous insurance
• Financial lines insurance
• Liability lines insurance
• Personal accident insurance

For its quality management system, Adamjee Insurance Company receives the ISO 9001:2008 accreditation.

Alfalah Insurance Company:

In the UAE, Alfalah Insurance Company is a prominent supplier of insurance goods and services.

For people, families, and businesses, the organization provides a comprehensive range of insurance products and services.

Alfalah Insurance is dedicated to offering top-notch goods and services that satisfy the needs of its clients.

The company offers a variety of insurance policies, along with:

• Health Insurance
• Motor Insurance
• Property Insurance
• Marine Cargo Insurance
• Energy Insurance
• Engineering Insurance
• Miscellaneous Insurance

Alfalah Insurance places a high priority on providing excellent customer service.

A team of trained and skilled employees is on hand at all times to respond to questions or address problems.

The business also has a 24-hour call center staff by actual experts

The company’s rating was recently raised by the Pakistan Credit Rating Agency (PACRA), which gave it the “AA” category.

This group represents sound financial standing and excellent services.

Pakistan’s State Life Insurance Company:

With more than 50 years of expertise in the field, the State Life Insurance Company of Pakistan (SLIC) is one of Pakistan’s top life insurance providers.

The business provides its clients with a comprehensive selection of life insurance products and services, such as term life insurance, whole life insurance, and universal life insurance.

– The foregoing are a few of the individual plans that the corporations offer:

• Whole Life Assurance.
• Endowment Assurance.
• Shad Abad Assurance.
• Anticipated Endowment Assurance

– Other types of insurance involve:

• Jeevan Sathi Assurance
• Child Protection Assurance
• Wealth Builder Plan
• Supplementary Covers
• Health Care Plans

SLIC is establish in Karachi, Pakistan, and has a network of more than 200 branches there.

The company oversees more over 320 billion rupees in assets and more than 2 million policyholders.

Renal stenosis-related systemic hypertension angioplasty and stent.

To treat a narrowed renal artery, an angioplasty and stent are performed.

A tiny plastic tube is inserted into the compressed artery with the help of X-rays as a guide.

The narrowed portion of the artery is opened by blowing up a special balloon on the tube.

To maintain the artery open, a stent, an inflatable tube, is then inserted.

Abstract:

Though infrequently performed, percutaneous transluminal angioplasty and stent implantation is a well-known treatment for renovascular hypertension.

We describe a case of extreme renovascular hypertension caused by atherosclerotic renal arteries that was actually resolved by radial artery access strategy stent implantation.

Introduction:

Throughout this test case, we describe a young woman who developed severe secondary hypertension caused by renal artery atherosclerosis and was successfully treated with percutaneous transluminal angioplasty.

This case emphasizes a number of topics that are important to doctors, including the utilization of the Transradial method for successful renal artery intervention and the role of renal artery atherosclerosis as a secondary cause of malignant hypertension.

Case Presentation Of Angioplasty:

A 44-year-old woman with previously acceptable cholesterol (LDL 111 mg/dl), historically normal blood pressure (100/60 on average), no family history of early cardiovascular disease.

A BMI of 27, and no personal prior cardiovascular history, started experiencing headaches that were linked to blood pressure readings above 180 systolic.

For severe “essential hypertension,” she was put on a beta blocker and an ace-inhibitor and directed to a cardiologist.

Her blood pressure grew more challenging to manage over a three-month period despite efforts to do so with numerous medications (beta blockers, ace-inhibitors, thiazide diuretics, and ultimately aldosterone antagonists).

Secondary reasons were taken into consideration given her young age and the fast course of her hypertension.

kidney artery The right kidney was smaller (9.4 cm in length) than the left kidney (11.7 cm), with a higher peak systolic velocity of 306 cm/s.

Thus, turbulent flow distally in the artery (Figure 1A), both of which showed severe right renal artery stenosis.

Renal artery in Figure 1. Magnetic resonance angiography and Doppler:

• “Right renal artery (Panel A) Doppler interrogation reveals higher velocities and turbulent flow, suggesting a hemodynamically considerable stenosis.”
• The right renal artery has a significant, selective stenosis, as shown by magnetic resonance angiography of the aorta and renal vasculature (Panel B).”

She was prepared for invasive angiography after magnetic resonance imaging (Figure 1B) revealed a significant, localized stenosis in the right renal artery.

A right radial access technique and a 5Fr Judkins catheter were used to perform a diagnostic renal angiography.

It verified that the left renal artery was normal and that the right renal artery had a considerable stenosis (Figure 2A).

The stenosis’ angiographic appearance was consistent with atherosclerosis since there was a clear reduction in blood flow to some areas of the proximal capillaries.

Figure 2: Renal artery angiography with stent implantation and pre- and post-angioplasty:

• “Angiogram of the right renal artery utilizing a multifunctional guide shows a high-grade atherosclerotic plaque in the middle of the artery (panel A).”
• “After stent insertion, the inferior branch of the renal artery is flowing normally and there is no stenosis left (panel B).”

Using a 100 cm multifunctional guide, percutaneous transluminal angioplasty and stent insertion were carried out.

A 2.5 x 12 mm balloon was used to inflate the lesion, and a drug-eluting Synergy Megatron stent from Boston Scientific, Marlborough, Massachusetts, was subsequently used to stent it (Figure 2B).

Instead of expressly choosing the type of stent based on any (theoretical) considerations of its drug-eluting properties, the size and availability of the device were taken into account.

The patient’s blood pressure was 121/80 three hours after the treatment before being discharge, contrasting to 179/113 the week before during an ER visit.

She stopped using all anti-hypertensive drugs after two weeks.

She is still normotensive and off of all meds more than a year later.

Discussion:

The vast majority of cases of renovascular hypertension (5% of all occurrences of hypertension) are caused by fibromuscular dysplasia and atherosclerotic renal artery disease.

There is evidence that percutaneous transluminal renal angioplasty and stenting in both of those categories can lower blood pressure, lessen acute pulmonary edoema, and stop the progression of renal failure [1].

It is acknowledged as a suitable therapy for unilateral (or bilateral) renal artery stenosis in the presence of accelerated/resistant hypertension.

However there are currently few randomized controlled trials to support this [2].

Although less frequently utilized, Transradial access is a recognized method for renal artery procedures.

Similar to coronary procedures, it has the potential to decrease post-procedure bed rest, access site problems, and patient dissatisfaction while still allowing successful intervention.

A cranio-caudal approach may be beneficial because to the angulation of the renal arteries in that coming from above the arteries may facilitate cannulation and support the delivery of equipment [4].

It’s important to be aware of several potential drawbacks or implications, such as the necessity for longer equipment for radial access and the possibility of trouble accessing the renal arteries in taller individuals.

In some cases, it might be essential to remove intervening equipment (backflow valves) or use the left-radial route [5].

Conclusions:

We offer this case as an illustration of secondary renovascular hypertension that was successfully managed by mechanically correcting a severe renal artery atherosclerotic stenosis.

Transradial access for percutaneous renal artery therapies may attract more attention as renal artery denervation becomes more likely to be used as a treatment for hypertension.

This instance also emphasizes how crucial it is to pursue a diagnosis based on clinical findings in patients who do not have major risk factors.

This is because doing so can lead to meaningful and advantageous treatment outcomes.

Google Voice is versatile for business use, audio conference calls.

Keeping in touch is made simple with Google Voice without needing to purchase pricey software. It is also perfect for setting up large business gatherings. This comprehensive guide will help you use every feature of Google Voice to create Conference Call if you’re interested in utilizing it.

There are a few crucial things you should be aware of and keep in mind when you dial into a conference call using Google Voice. We also have the following items with us that you should keep in mind:

• Let everyone know what hour and which phone number to call. Make sure that everyone agrees on the time so that no one needs to struggle or perform two tasks at once during the call.
• Simply press “5” when someone calls the number to add them to the call. Use the “4” button to start/stop recording.
• With its free account, Google Voice enables up to 10 people to participate in conference calls. A premium account, which allows 25 individuals to participate at once, is an option if you wish to hold a call with additional participants.

A feature that was available in Google Voice until it was removed in 2018 allowed one person to start a call with two other people at the same time. It was initially quite popular, but people started using it less and less over time because a three-way call could not have a fourth participant, which presented a small issue for many users.

What is Need to Have a Conference Call on Google Voice?

Having a Google Voice account

The last thing anyone wants to discover is that they don’t have a Google Voice account and the crucial call is about to take place!

To join up for Voice, one must have a Google account, much like with other Google products and services. If you already have a Google account, you can continue by setting up an account with the Google Voice app or by going to the Google Voice website, signing in with your Google account, and then beginning a call.

A gadget and the necessary data

The next step is to have a device, such as a smartphone, tablet, or computer, with the Voice app loaded, or the above-mentioned link available on the internet. Before attending the call, participants must also have access to the call’s details, including the number to call, the agenda, the time and day, the anticipated number of participants, etc. By doing this, the call will go without incident.

Include guiding principles

The environment in the call is respectable when there are rules and fundamental etiquette present, such as opportunities for everyone to identify themselves, the use of the mute button when someone else is speaking, the announcement at the start that the conversation will be recorded for later use, etc.

An uninterrupted internet connection

Nobody enjoys it when someone constantly getting on and off the conversation, or when their voice crackles because of a poor internet connection, and nobody wants that to happen to them as well. Therefore make sure you and everyone else has a strong and stable internet connection before joining the call.

How to Use Google Voice for Conference Calls

1. Tap the “Make a Call” button on the left after signing in to the Google Voice website or app.

2. Type a number or a name in the “Call” box and press the green phone button to place the call. The number will then be called by voice, connecting you to it.

The room owner will be alerted when someone else calls and requested to allow them to join by clicking the “5” button.

3. Making calls between a laptop and phone is possible by installing the “Google Voice and Video Chat Plug-in” app.

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While buying and selling stock is broadly termed stock trading active.

Stock Trading

One aspect of stock trading is the buying and selling of shares in a certain firm. You can acquire ownership of a portion of a corporation by purchasing certain stocks and shares. A person who trades stocks on behalf of a financial institution is known as a stock trader. Stock traders can be categorised into three groups: knowledgeable, uninformed, and intuitive.

Swing traders, day traders, momentum traders, and buy and hold traders are a few of the most popular types of traders.

What Advantages do stock trading offer?

An independent trader will use a brokerage or agency to purchase and sell. However, investment firms employ the majority of institutional traders. Market liquidity is provided by stock traders, who also define their tactics using a variety of techniques and aesthetics. There are two basic categories of stock trading: individual stock trading and institutional stock trading.

Investors and stock traders are two different things. While stock investors use their own money to buy securities, stock traders trade equity securities. The main objective of a stock investor is to generate interest income or to make money from an increase in value, also known as capital gains.

Highlights of Stock Trading:

A rookie stock trader should emulate the methods and knowledge of a seasoned professional.

Because they supply the necessary liquidity, which is advantageous to both investors and other traders, stock traders are crucial to the market.

Technical analysis is frequently used by traders to forecast a stock’s future course.
Most traders incorporate multiple tactics into their trading techniques rather than being wed to just one style.

Current trends:

As international investors pour money into the country’s shares, India’s $2.1 trillion stock market has been soaring to new highs. In the third quarter of FY20, foreigners have bought net shares worth $5 billion, give or take, while domestic investors have continued to buy stock funds. Simply put, stocks serve as an early warning system for the economy.

Conclusion:

People who trade equity securities are known as stock traders. The purchase and sale of shares in various firms is the main objective of stock traders. They want to make money by taking advantage of short-term gains from changes in stock prices, either for their clients or for themselves.

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