There are many crypto exchanges available, each with its own features.

However, here are some of the top crypto exchanges based on popularity, trading volume, and reputation:

• Binance – By selling activity, Binance is the biggest cryptocurrency exchange in the globe. It offers a wide range of trading pairs, low fees, and a user-friendly interface. Binance also offers its own cryptocurrency, Binance Coin (BNB), which can be used to pay trading fees at a discounted rate.
• Coinbase – Coinbase is one of the most well-known cryptocurrency exchanges, particularly in the United States. It offers a user-friendly interface and a range of features, including wallet services and trading of various cryptocurrencies. Coinbase is also regulated by various government authorities, which provides a level of trust and security.
• Kraken – Kraken is a well-known bitcoin platform with advanced trading tools and features. It has a wide range of trading pairs and offers competitive fees. Additionally, Kraken has a solid image of security and has never experienced a breach.
• Bitfinex – Bitfinex is a cryptocurrency exchange that offers advanced trading features and tools. It has a wide range of trading pairs and offers margin trading. Bitfinex has also been around for several years and has a good reputation for security and reliability.
• Huobi – Huobi is a Chinese cryptocurrency exchange that has gained popularity in recent years. It offers a range of trading pairs and features, including margin trading and futures trading. Huobi also has a good reputation for security and has never been hacked.
• The platform boasts a clear, agile interface tailored to both beginners and experts Paragonix Earn Platform.
• KuCoin – KuCoin is a Singapore-based cryptocurrency exchange that offers a wide range of trading pairs and features. It has a user-friendly interface and low trading fees. KuCoin also offers its own cryptocurrency, KuCoin Shares (KCS), which can be used to pay trading fees and earn rewards.
• Bitstamp – Bitstamp is a cryptocurrency exchange that has been around since 2011. It has a good reputation for security and reliability and offers a range of trading pairs and features. Bitstamp is also regulated in various countries, which provides a level of trust and security.

Among the numerous coin exchanges accessible, these are just a few. When choosing an exchange, it’s important to consider factors such as security, fees, trading volume, and reputation. It’s also a good idea to research the exchange and read reviews from other users to ensure that it meets your needs and provides a positive trading experience.

Click here to read Bogs in Urdu

Temporary car insurance, sometimes called short-term car insurance.

Except that you get a temporary car insurance for a few hours, days, weeks, or months instead of a year as needed.

What is required to get a quote for this auto insurance?

The best thing about getting temporary insurance is that the procedure is very simple. To get a quotation, we only need to answer 5 or 6 quick questions. Your age, your driver’s license, your zip code, the vehicle you want insurance for, and the length of time you need coverage.

When is temporary automobile insurance needed?

Short-term cover is a quick insurance solution when you want to borrow a friend or family member’s car for a few days, or need a friend or family member to insure your car. So when buying a new car, you may need ‘drive away’ cover for a day before updating your annual policy or if you need insurance for your vehicle to fill the coverage gap.

So whether you want to share driving on a long trip, need to drive a new car, or need to borrow your partner’s car to get to work. Getting temporary insurance protection is quick and easy.

Click here to Read in Urdu

Is it necessary to contact the primary insurance holder of the car for which temporary insurance is being purchased?

You do not need to contact the primary insurance holder. You can buy a policy that covers you for days when you need insurance to drive, for example, if your brother only has car insurance that covers him. Is. This policy will cover any claims that arise while you are driving the vehicle.

At what age should you buy temporary automobile insurance?

A minimum age of 18 is required for full license holders. While learner drivers can be covered from the age of 17 with a provisional license.

Can this temporary insurance policy be the only car insurance?

Yes, we can cover any vehicle even if it is not insured elsewhere.

If the annual policy has expired and the insurance is needed for a few weeks to sell the car, can the temporary insurance cover it?

Sure, it can be covered. Term insurance is best in this regard.

Is temporary car insurance expensive?

Actually no. For around 4,490.10, you can buy insurance for a day or a relatively short period. It depends on the driver’s knowledge and the insured vehicle. There are eleven different short term insurance policies available for you, comparing the best deals and rates for you.

What is the minimum term for temporary automobile insurance?

The shortest duration of this cover is one hour.

What happens if you drive without insurance?

Whatever the circumstances, you should never drive without insurance. According to the Road Traffic Act, it is against the law to drive without insurance on public highways abroad. You may face legal action, fines, and/or a driving ban.

Police officers use ANPR – Automatic Number Plate Recognition and can instantly check whether a vehicle is insured or not through the Mid-Motor Insurance database. There is no justification for driving without insurance.

Can temporary insurance coverage be purchased for a friend’s car?

Yes. Temporary insurance is the perfect solution for driving a friend’s car – whether your friend’s car has a primary insurance policy or not, both scenarios can be covered.

Can my policy be used to drive someone else’s car?

Some insurance providers will include driving other cars extensions if you have a policy in your name. You can customize and manage your policy entirely through their website or call center https://toggleauto.com/.  As this is not guaranteed, you should check the policy wording and your insurance certificate to see if it is covered.

If you have that extension, it means you have “third party only” coverage for driving other cars. This means that the insurance only covers any “third party” damage that you may incur while driving the car. There is no coverage for any actual damage to the vehicle.

Smart credit card (EMV) gain popularity for enhanced security feature.

These cards have a microprocessor chip embedded in them that encrypts the cardholder’s information and makes it harder for fraudsters to steal sensitive data. However, the benefits of smart credit cards extend far beyond just security. In this essay, we will explore the advantages of using a smart credit card.

First and foremost, smart credit cards provide enhanced security. Traditional magnetic stripe cards contain unencrypted data that can be easily copied or stolen, making them susceptible to fraud.

In contrast, smart cards use advanced encryption algorithms that make it much more difficult for criminals to steal cardholder information. This added layer of security helps to prevent fraud and protects the cardholder from unauthorized transactions.

Secondly, smart credit cards offer more convenience than traditional credit cards. With the ability to store more data than magnetic stripe cards, smart cards can be used for a wider range of transactions, such as public transportation, vending machines, and parking meters.

Moreover, smart cards eliminate the need for a signature or PIN, as the cardholder simply has to tap or wave their card near a card reader to complete a transaction. This makes the checkout process faster and more convenient for both the cardholder and the merchant.

Benefits:

Another benefit of smart credit cards is that they can help to reduce the risk of card-not-present (CNP) fraud. CNP fraud occurs when a fraudster uses stolen credit card information to make online purchases without the physical card being present.

Smart cards can help prevent CNP fraud by generating a unique, one-time code for each transaction. This makes it nearly impossible for fraudsters to use stolen information to make unauthorized online purchases.

Smart credit cards also provide international compatibility. Many countries, particularly in Europe and Asia, have already adopted smart card technology as a standard.

Therefore, smart credit cards are widely accepted in these regions, making it easier for travelers to make purchases without having to worry about currency conversion or the compatibility of their credit cards.

Lastly, smart credit cards can provide rewards and benefits to the cardholder. Some credit card issuers offer rewards programs that allow cardholders to earn cash back, points, or miles for every dollar spent using their smart credit card.

These rewards can be redeemed for various items, such as merchandise, travel, or statement credits. Additionally, some smart credit cards offer benefits such as extended warranties, purchase protection, and travel insurance.

In conclusion, smart credit cards offer a wide range of benefits beyond just enhanced security. They provide added convenience, reduce the risk of fraud, offer international compatibility, and provide rewards and benefits to the cardholder.

As smart card technology continues to evolve, we can expect to see even more features and benefits added to smart credit cards in the future.

Click here to read Blogs in Urdu

Home insurance covers property damage expenses, a type of property.

Home insurance is also called homeowner’s insurance in other words. This policy protects your bungalow/apartment/rental flat/personal house against all possible risks. It covers the cost of monetary losses due to any untoward incident.

A home insurance claim can be made for damage caused due to the following reasons:

1. This policy covers damage caused by natural calamities such as wind, hail, fire, or lightning.
2. Covers damage caused by humanitarian issues such as riots, theft, vandalism, destruction of property, or civil commotion.
3. Covers damage to a home caused by rail or road construction.
4. It also covers if the home is damaged due to a collision with an aircraft or someone else’s vehicle.
5. Home insurance covers your home even if the house is damaged in an explosion.

Click here to read in Urdu

Coverage offered under the home insurance policy:

A home insurance policy also covers many types of damages. For example, it also provides coverage for broken water pipes, damaged water lines, or damaged walls, floors, windows, and doors. It covers not only property but also damage to household items.

There are four types of loss expenses covered by a home policy:

1. Internal damage costs.
2. External damage costs.
3. Loss of personal belongings from home.
4. Coverage for bodily injuries that may occur from damaged property.

Different insurance policies provide different coverage depending on the coverage factors i.e. the type of residence is a rental or self-owned home or the size of the residence varies.

Other characteristics such as age, place of residence, and location also matter, as does the value of the goods. The history of your claim or the crime rate in the area also matters.

In the end, it is up to you what type of coverage you choose. The amount of premium and deductible will be your choice as to how you are willing to pay. The deductible is the amount you have to pay before making a claim.

Exemption process:

Although home insurance covers both natural and man-made causes, there are few accidents that are covered. For example, there is no coverage for intentional damages, negligent damages, war conditions, or ‘natural disasters’. These count as emissions.

Some of them are listed below:

• ‘Natural disasters’ include disasters like floods and earthquakes but some providers may come up with additional coverage for these disasters in certain cases or customized policies.
• No cover for damage caused by termites, rodents, or birds.
• While some circumstances may cover damage caused by the explosion, it does not cover damage caused by industrial or agricultural operations.
• If any damage is caused intentionally or accidentally by any member of the household. For example, a collision with one’s own vehicle will not be covered under a home insurance policy.
• Any destruction of property under an ordinance of law or court order will not be covered under this insurance.
• This insurance does not cover damage caused by nuclear hazards or war in the country.

Benefits:

why do you need to have home insurance?

Home insurance coverage is a good idea as it protects you from financial loss. The advantages of having house insurance are:

You can get financial assistance for repairs and damage control due to unfortunate events.
If a third party causes damage, you can make an insurance claim without getting into a legal dispute.

Getting a home loan for repair/reconstruction/extension is easy if the property is insured.
Expenses for damage to household goods and contents can also be covered.

Household items such as appliances, furnishings, furniture, gadgets, or jewelry
The coverage is not only for losses due to accidents or calamities but also due to theft, robbery, or burglary.

There are types of home insurance policies that are designed to meet specific needs. Homeowner’s insurance and renter’s insurance are included in these plans. Landlord insurance can be claimed when a tenant defaults on rent or causes any other damage. Conversely, a tenant can get insurance for their belongings in a rental flat.

How to make a home insurance claim?

You may need proof of the damage in the form of documentation to make a claim on your home insurance. Such as police FIRs, investigation reports, fire department statements, housing societies, etc. Further, if necessary, a medical certificate of death or disability. In addition, you may need an invoice or other form of proof of ownership in court.

You must pay the deductible to make a home insurance claim. The amount of insurance you get will depend on the type of policy you have. It depends on whether your coverage provision will be based on the original cash value or the replacement value. This is further explained below:

The current value of a home or household item is determined by the actual cash value. It reduces the original purchase price of the item due to defects. Consider, for example, an insured television that was damaged as a result of theft or robbery. The insurance amount will be paid based on the depreciated value of the TV at the time of claim.

Abstract:

In today’s unprecedented times, a home insurance policy has become a necessity. It is always a good idea to protect your property from unexpected damage. When choosing, it is important to see what expenses are covered You can take more than one insurance to get a discount. Although you can rent out the insured home, the home insurance policy will automatically be canceled if you sell the home.