Best Credit Cards in Pakistan 2023

Saleh Kabeer
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Best Credit Cards in Pakistan 2023

The Best Credit Cards Available in Pakistan.

1. The best Master Card Easy Credit Card by Standard Chartered

SCB Easy Credit Card is in one of the best credit cards in Pakistan, you can withdraw up to 90% of the available cash advance with this.

Obtaining an Easy Credit chequebook and using it to make payments to anyone in Pakistan is quick.

Use the international ATMs backed by MasterCard to withdraw money up to your 90% cash limit. You can use your available credit limit to pay your monthly installments using Asaan/Easy Installment to have you repay your credit in monthly installments. Includes chip-based technology for high-tech security.

Giving you PKR coverage On your overseas journeys, there could be 4 million travel incidents if you purchase your ticket using an SCB.

Visa Easy Credit loan interest rate

The interest rate for bank customers is 30% APR (annual percentage rate)
The interest rate for non-banking customers is = 36 percent APR.

Charges and fees

Annual charges = Rs 3,000
Chip maintenance charges = Rs 1,000
Late pay charges = RS 1,500
Overpayment charges= Rs 1,200

2. Visa Platinum Credit Card by Standard Chartered

When traveling for an international destination, benefit from access to 20 lounges Worldwide and CIP lounges in the majority of Pakistani airports.

24-hour customer service to address all of your credit card-related concerns
Visit Platinum Travel Desk to book your upcoming travel plans with incredibly low ticket Prices that other travel agencies cannot match.

Make a reservation over the phone with Standard Chartered Bank using your Platinum Credit Card, and have the ticket delivered to your door.

Coverage for unlucky medical expenses when traveling abroad is necessary
Zero liability for losses following the reporting of lost or stolen cards
Earn 5 points when you spend Rs 200 with the card.

Visa Easy Credit loan interest rate

The interest rate for bank customers is 42% APR (annual percentage rate)

Charges and fees

Annual charges = Rs 8,000
Chip maintenance charges = Rs 1,000
Late pay charges = RS 4,000

3. Visa Platinum Credit Card in Pakistan by UBL

Redeem your air miles to pay for your next flight.
Utilize the acquired air miles to pay down the remaining payment and the portion of the purchase.
Access to CIP lounges in prestigious Pakistani airports for free, along with one guest
Access to VIP lounges in more than 1,000 airports worldwide.

Visa Easy Credit loan interest rate

The interest rate for bank customers is up to 40% APR (annual percentage rate)

Charges and fees

Annual charges = Rs 6,000
Chip maintenance charges = Rs 1,000
Supplementary card charges = RS 2,000
Overpayment charges= Rs 1,200
Late pay charges = RS 1250
Overseas transaction fee = RS 3 per instance
SMS alert charges = Rs 50

4. PSO Auto Credit Card by UBL 

29 million places accept the UBL PSO Auto Credit Card.
Use it at 40,000 locations, such as PSO gas stations.
Use any of the country’s 2 million ATMs to make a cash withdrawal.
5% cashback up to a maximum of PKR 1,250 per client every month at PSO filling stations
1% cash back if paid in retail stores, up to PKR 1,000 per client each month.

Credit loan interest rate

The interest rate for bank customers is 40% APR (annual percentage rate)

Charges and fees

Annual charges = Rs 4,000
Chip maintenance charges = Rs 750
Supplementary card charges = RS 750
Withdrawal charges = 750
Overpayment charges= Rs 1,200
Late pay charges = RS 1250
Overseas transaction fee = RS 3 per instance

5. Classic/Gold Credit Card by MCB

Accepted all over the world.
Access millions of places supported by Visa.
Supported with pride by Visa.
Payment of utility bills is easy.
Access to 600 VIP airports in more than 100 countries.
Get your credit limit reduced by up to 75%.
Choose whether to use cash or reward points when you shop.

Visa Easy Credit loan interest rate

The interest rate for classic and MCB gold is 39% APR (annual percentage rate)

Charges and fees

Annual charges = free
Chip maintenance charges (gold) = Rs 3,400
Chip maintenance charges (classic) = Rs 2,200

6. World Credit Card in Pakistan by Faysal Bank

Access to CIP lounges when flying internationally throughout national airports.
When you spend money in a foreign country, the reward points are doubled.
Large reductions at national big brands.
Insurance against travel inconveniences on your part in the event of a flight delay, cancellation, or loss of luggage.
Travel to an international location with medical insurance.
This is in Pakistan’s best credit cards.

Credit loan interest rate

The interest rate is 39% APR (annual percentage rate)

Charges and fees

Annual charges = Rs 15,000
Supplementary card charges = RS 4000
Overpayment charges= Rs 1,400
Late pay charges = RS 1,500
Chip maintenance charges (primary) = Rs 700
Chip maintenance charges (Supplementary) = Rs 300
Cash advance charges = 3% of the money.
Card restore charges = Rs 500
Draft/pay order issue charges = Rs 700

7. Platinum Credit Card by HBL

Access to all CIP lounges for free during your international flights at renowned airports
Get your laptop and phone charged, and use the free Wi-Fi.
Read the most recent editions of publications
3x reward on foreign purchases
Access to emergency services to report the loss, theft, or misplacement of your card
And a lot more! and also placed in best credit cards.

Credit loan interest rate

The interest rate is 40% APR (annual percentage rate)

Charges and fees

Annual charges (main credit card) = RS 12,000
Annual charges (supplementary card) = Rs 6,000
The fee for BTF processing= 3% or fixed Rs 500
Late pay charges = Rs 1,250
Fee for retrieval = Rs 1,000
Transactions that have been disputed = $500
Card restore charges = Rs 600
Banker’s cheque issuing = RS 500
Cash advance charges = Rs 750 or 3% of the withdrawn amount, whichever is higher
Overseas transaction fee = 3% of the transaction
Fee for debit card rejection = Rs 750
Returned cheque Charges = Rs 1,000
process for Installment plan fee = Rs 600
Card conversion = Rs 600

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Dialysis Patients of Hispanics Are Susceptible to Blood Infections

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Dialysis Patients of Hispanics Are Susceptible to Blood Infections

Frequent staph infections persist in failing kidney patients dialysis.

To extract toxins from their blood because their kidneys are no longer usable as they should, more than 500,000 Americans need periodic dialysis treatments.

In order to purify a patient’s blood, dialysis uses catheterization and syringes or needles for circulation of the patient’s blood through a machine.

As per US Centers for Disease Control and Prevention’s most recent Vital Signs report.

Based on the analysis, infection rates are notably high among Black and Hispanic individuals as well as those with socially deprived status.

Throughout a news briefing on Monday, Dr. Debra Houry, the acting senior deputy director of the CDC, noted that:

“germs like staph can get into the patient’s bloodstream via these entry points”

Some of these illnesses are resistant to some of the most commonly used antibiotics, making them potentially fatal or dangerous.

Dialysis Patients of Color and Hispanics Are More Susceptible to Blood Infections

Analysis:

The study demonstrates that,

Between 2017 and 2020, patients on hemodialysis had a bloodstream infection rate that was 100 times higher than adults who are not on dialysis – 4,248 infections for every 100,000 person years compared with 42 of 100,000 person years, respectively.

These infections were brought on by the bacteria Staphylococcus aureus

About one-third of the approximately 15,000 bloodstream infections reported to the government’s National Healthcare Safety Network in 2020 were due to Staphylococcus aureus, and a similar percentage were by bacteria that were resistant to antibiotics.

The sort of access used for dialysis was also crucial

A central venous catheter was use to link patients to the machine, which increase the risk of infection.

The catheter involves inserting a small tube straight into a vein, frequently one in the neck or chest, while leaving the other end accessible to microorganisms outside the body.

Dialysis Patients of Color and Hispanics Are More Susceptible to Blood Infections

As per study author Dr. Shannon Novosad, dialysis safety team lead in the CDC’s Division of Healthcare Quality and Promotion,

“our data indicate this use of a central venous catheter as a vascular access type has a six times higher risk for staph bloodstream infections, compared with the lower risk, lowest risk fistula access.”

Since Black and Hispanic individuals have greater rates of diabetes and hypertension and kidney disease, they are disproportionately affect by these bloodstream infections correlates to dialysis.

Modification:

The risk of bloodstream infection was 40% greater overall for Hispanic patients, as per Novosad, after accounting for other variables.

Dialysis Patients of Color and Hispanics Are More Susceptible to Blood Infections

Additionally, the study discovered that these infections are correlate with a lower socioeconomic level.

In order to manage their chronic health concerns, patients who develop end-stage kidney disease frequently experience trouble getting access to primary care.

There is still a long way to go until dialysis treatments are safe for people who require them, says the study’s authors, even though staph infections related to dialysis drop by 40% between 2014 and 2019.

Swat and Certain Areas of KP Experienced Earthquake Shocks

Saleh Kabeer
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Swat and Certain Areas of KP Experienced Earthquake Shocks

 

Honda Presents a Zero Mark-Up Installment Plan for All Bikes

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Honda Presents a Zero Mark-Up Installment Plan for All Bikes

Daraz and Atlas Honda launched a one-year motorbike installment plan.

Based on a citation, customers may now buy a Honda bike at no markup and pay the whole price in a single year.

All bikes qualify for the deal, but not all bank clients do

The leading motorbike manufacturer wants to increase the burgeoning demand for its vehicles.

Pak Suzuki Motor Company (PSMC) and Atlas Honda are competing for the best motorcycle payment schedule.

However, PSMC’s programme is better because it is open to all clients and does not involve a particular bank.

The majority of people now have less purchasing power due to rising inflation and price rises.

Due to consumers choosing to buy bikes rather than cars to prevent any financial burden, analysts forecast that bike demand would increase despite the predicted price hike.

Amjad Islam Amjad, Literary Genius in Pakistan Passed Away at 78

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Amjad Islam Amjad, Literary Genius in Pakistan Passed Away at 78

Pakistani poet-dramatist Amjad Islam Amjad pass away at 78 in Lahore.

Amjad Islam Amjad was born in Lahore on August 4, 1944. From the University of Punjab, he received his Masters in Urdu in 1967.

He was hired in 1968 to teach Urdu at the MAO College in Lahore. He stayed there as a professor until 1975.

He was appointed the Punjab Arts Council’s deputy director in August of the same year.

He has had a significant role in the literary world

Varis, Din, Fishar, and many other well-known dramas are only a few of his works.

He got an award for his well-known TV play Khuwab Jaagtay Hain in 1975.

He also translated the Urdu poetry collection Kale Logon ki Roshan Nazmein by African writers.

Amjad Islam Amjad has written more than 40 books over the course of a 50-year career and has also been awarded the Sitara-e-Imtiaz.

For his literary works and TV screenplays, he has won numerous accolades, including Pride of Performance.

The dramas “Waris,” “Dehleez,” “Samandar,” “Raat,” “Waqt,” and “Apnay Log” are just a few of his well-known productions.

Lahore High Court upholds NA Speaker’s Decision on PTI Resignations

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Lahore High Court upholds NA Speaker’s Decision on PTI Resignations

LHC upholds National Assembly Speaker’s decision on the resignations.

The National Assembly got the Lahore High Court comprehensive verdict today.

PTI’s advertising about recovering seats “proven false,” according to the speaker’s office statement.

It states that the Election Commission has prevent from holding re-elections in these constituencies “simply by deferring the notice of the Election Commission regarding the 35 resignations” until the hearing was over.

The office further states that the Speaker’s decision to accept resignation has not been influence.

Ashraf’s “position proved accurate,” the office added, adding that the NA speaker had repeatedly summoned the PTI MNAs in addition to carefully considering the resignation matter.

The NA speaker’s office continued, “Despite numerous summonses, PTI members did not arrive and sought acceptance of resignation.

When Ashraf approved the resignations, “PTI members then objected the decision, which was unconstitutional,” according to the statement.

The development comes after the LHC postponed the Election Commission of Pakistan’s (ECP) decision to denotify 43 PTI MNAs earlier this week and prohibited the election oversight body from organizing by-elections in those constituencies.

The court also suspended the NA speaker’s notification that allowed the legislators from the former ruling party to quit, and it sent letters to the relevant quarters asking for their responses.

On Thursday, however, the speaker states that he has not yet receive the LHC’s order and that any subsequent course of action would only be decide after he has.

The NA Secretariat subsequently requested that the PTI members postpone their attendance at the meeting until the court issued a written order.

In a video post on Twitter by the NA’s official account earlier, the speaker, seen responding to a question about his views surrounding speculations that some of PTI’s MNAs may be have interest in returning to the lower house.

Without providing many details, Ashraf had said as the LHC’s order was not in front of him, he could neither read it, nor had any details on the matter shared with him.

Islamabad United Unveils PSL 8 Kits Inspired by Twin Cities

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Islamabad United Unveils PSL 8 Kits Inspired by Twin Cities

Islamabad United unveils stylish home and away kits for PSL winner.

United, one of the most well-known and forward-thinking PSL teams, chose to reveal their uniforms on the Islamabad United Multiverse, where the audience had a special and interesting time.

With just a few days left until the tournament, anticipation for the eighth season of the Pakistan Super League (PSL) is at an all-time high.

Quick to follow, a number of PSL teams, including Islamabad United, have unveiled new uniforms for the competition.

The away jersey is pink and yellow, while the home jersey features the traditional colours of Islamabad, red and yellow.

The maps of Islamabad, Rawalpindi, and Gilgit-Baltistan (GB) are featured on both jerseys as a tribute to the three cities.

While the map of GB is inserted high at the back, the map of Islamabad is printed across the body.

A map of Rawalpindi is printed on the jersey’s bottom back

Site features the jerseys:

The PSL 2023 is scheduled to begin on February 13 with the visiting Lahore Qalandars taking on the Multan Sultans in the opening match.

At Karachi’s National Bank Cricket Arena, Islamabad United will face Karachi Kings in their inaugural game on February 16.

Glamourous Baraat Ceremony of Shadab Khan

Naima Shahid
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Glamourous Baraat Ceremony of Shadab Khan

Shadab Khan looked handsome in white designer sherwani for his baraat.

Shadab Khan released unique photos from his dreamy Wedding.

As supporters and fellow cricketers congratulated Shadab Khan on his shaadi to Saqlain Mushtaq’s daughter, images of Shadab Khan quickly went popular on social media.

Shadab mentioned in the caption of a photo of his shaadi on social media that he was feeling:

Alhamdulilah. For my family and me, today is a fortunate day. Baraat, mine. I aspire to be my darling wife’s good husband. I sincerely appreciate everyone’s consideration for my family’s privacy.

Pakistani cricketer Shadab Khan’s wedding festivities got underway last night with a joyful mehndi ceremony. The event, a private family gathering, was attended by Shadab Khan’s closest friends and relatives. Online visitors were able to view Shadab Khan’s amazing mehndi ceremony thanks to Samiya Khan, the wife of fellow player Hasan Ali.

In a private nikkah wedding on January 23, Shadab Khan married Saqlain Mushtaq’s daughter. The Pakistani team’s previous head coach was Saqlain Mushtaq. The young player had a modest family celebration for his nikkah last month.

Shaddy as his supporters and teammates prefer to refer to him, is a flamboyant member of Pakistan’s starting lineup who consistently wears his heart on his sleeve and frequently engages online users in humorous banter.

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NEPRA Reduced Electric Tariff by Rs 10.80 Per Unit

Saleh Kabeer
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NEPRA Reduced Electric Tariff by Rs 10.80 Per Unit

Islamabad: NEPRA announces Rs 10.80 per unit reduction for K Electric.

According to the notification issued by Nepra, the reduction in electric rates of K Electric was done in the month of December due to Fuel Cost Adjustment (FCA), K Electric has requested Nepra to reduce the electricity tariff by Rs 10.26 per unit as a fuel charges adjustment (FCA).

The notification states that the relief will not be applicable to lifeline consumers, consumers up to 300 units, agricultural consumers, and electric vehicle charging stations, meanwhile, the relief will be applicable only for one month.

Last month, K-Electric (KE) submitted an application to Nepra for a reduction of Rs 10.26 per unit in fuel charges adjustments (FCAs) for the month of February 2023.

According to a K Electric spokesperson, the National Electric Power Regulatory Authority (Nepra) will hold a public hearing on January 30 to reduce electricity rates. With the approval, K Electric customers will get relief in February electricity bills.

The spokesperson of Wahid Power Company of Karachi further said that the production cost of electricity from RLNG and furnace oil has been reduced by 17 and 15 percent respectively.

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IMF Publishes Statement Regarding Loan Discussions With Pakistan

Naima Shahid
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IMF Publishes Statement Regarding Loan Discussions With Pakistan

IMF issue formal statement after conclusion of 9 review talks on loan.

The early and decisive implementation of policy measures, combined with steadfast financial support from official partners, are essential for Pakistan to successfully reestablish macroeconomic stability and progress its sustainable development, according to IMF mission leader Nathan Porter in a statement.

The statement, which was released after the mission’s 10-day visit to Pakistan, praised Prime Minister Shehbaz Sharif’s promise to put those measures into practise in order to “safeguard macroeconomic stability.”

He also expressed his gratitude to the authorities for their “productive dialogue.”

The IMF director said that during discussions with Pakistani officials about “policy measures to address internal and external imbalances,” “significant progress” had been made.

The IMF mission chief stated that in order to finalise the “implementation specifics” of the policies, “virtual consultations” between the two parties will continue in the upcoming days.

IMF negotiations are “on track,” according to Finance Minister Ishaq, and issues with the lender relating to the loan programme are anticipated to be resolved today (Thursday).

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